Todd Hart

  • Mortgage Loan Originator
  • NMLS: 218248
  • (602) 576-7085
  • (480) 621-3838
  • 9237 E Via De Ventura, Ste 210
  • Scottsdale, Arizona 85258

I have been in the mortgage industry since 2002, and have extensive knowledge and experience in most facets of the business. I am committed to providing the highest level of service, and the lowest rates and fees available. I specialize in VA loans, but am also very well versed in all other loan types.

In addition to providing very competitive rates and terms, I make myself available to my clients whenever I am needed. You can contact me anytime, and I'll be here to answer your questions. I take the time to make sure my clients are comfortable and well informed, and I make creating lasting relationships a priority. It is my intention to make every client a client for life.

Please see my reviews on Zillow and LendingTree and find out what others have said about me.

Todd Hart Loan Specialties:

  • Purchase

  • Refinance

  • VA Loans

  • FHA

  • Conventional

Beyond Your Credit Score: How the Property Affects How Much You Can Afford
Beyond Your Credit Score: How the Property Affects How Much You Can Afford
Apr 24 2019   New Home First Home Mortgage Monthly Payment Home Price
When talking about the affordability of a home, the focus is usually on how much you qualify for, your income, and your monthly bills. However, did you know that the property itself also affects how much you can afford? Homes that are priced the same... Read More
Home-Related Ideas for Using Your Tax Refund
Home-Related Ideas for Using Your Tax Refund
Apr 10 2019   Tax Day Taxes Mortgage Refund
Tax Day is just a few days away and like most Americans, you’re likely expecting a tax refund soon. While splurging on a dream trip or putting it in a savings account are both worthy of your refund, there are other things you could do that... Read More
The Difference between a Co-Borrower and a Co-Signer on a Mortgage
The Difference between a Co-Borrower and a Co-Signer on a Mortgage
Mar 27 2019   Mortgage Borrower Co-Borrower Co-Signer
Buying a home often means buying it alongside another person. It may be a spouse, a parent, with your adult child, a family member, or another significant other. If you plan on purchasing a home and plan on including another party, it's important to... Read More
Severe Weather and Your Mortgage: What to Expect and How to Prepare
Severe Weather and Your Mortgage: What to Expect and How to Prepare
Mar 13 2019   Severe weather FEMA disaster relief mortgage home safety
Across the U.S., severe weather is disrupting daily life. From hurricanes to heavy snow, torrential rains and flooding, cold snaps and other extremes seem to be affecting every corner of our country. Even if severe weather hasn't affected you... Read More

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