Tom Byrd

  • Senior Mortgage Loan Originator
  • NMLS: 1596557
  • (816) 844-4179
  • (816) 401-7772
  • 4200 Little Blue Parkway
  • Independence, MO 64057

Welcome to my website!

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available. I belive that communication is key to ensuring a smooth home buying process and work hard to be available and respond quickly to my borrowers when they have questions. 

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. As a military veteran, I greatly enjoy helping my fellow veterans with loans that fit their needs. 

I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

What Type of Mortgage Should You Consider?
What Type of Mortgage Should You Consider?
Feb 19 2020   Fixed Rate Adjustable Rate Conventional ARM Loan Type
 Just as homes come in different styles and price ranges, so do the ways you can finance them. While it may be easy to tell if you prefer a rambler to a split-level or a craftsman to a colonial, figuring out what kind of mortgage works to apply... Read More
The Ultimate Home Shopping Guide for First-Time Homebuyers
The Ultimate Home Shopping Guide for First-Time Homebuyers
Feb 5 2020   New Home First Home Mortgage Timeline Homebuyer
Are you buying a house for the first time? Not knowing what to expect can make things overwhelming and daunting. To help reduce the stress of the unknown, we've broken down the suggested timeline to buying a home in this step-by-step guide. Keep in... Read More
The 2020 Real Estate Projections That May Surprise You
The 2020 Real Estate Projections That May Surprise You
Jan 22 2020   2020 Real Estate Projections Real Estate Outlook Mortgage Rates
This will be an interesting year for residential real estate. With a presidential election taking place this fall and talk of a possible recession occurring before the end of the year, predicting what will happen in the 2020 U.S. housing market can... Read More
Is It The Right Time To Get a Home Loan? Find Out Now!
Is It The Right Time To Get a Home Loan? Find Out Now!
Jan 8 2020   New Home First Home Mortgage First Mortgage Home Loan
The question of when is the right time to buy a home has been asked by countless prospective home buyers. And the answer to that largely depends on what one means by “the right time.” When is it the right time to buy according to the... Read More

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