Manny Garza

  • Mortgage Loan Specialist
  • NMLS: 1039663
  • (480) 308-0396
  • (602) 214-7867
  • (480) 621-3838
  • 9237 E Via De Ventura, Ste 210
  • Scottsdale, Arizona 85258

After years of experience in the Mortgage Industry, I’ve learned to appreciate and prioritize my client’s time. I aim to complete your transaction with speed, effective communication, and a highly-competitive rate! Your complete access to me combined with KS StateBank’s extremely user-friendly system, means you no longer have to choose between great service and great rates.

With nationwide clientele, our Mortgage Division has certainly seen it all. From VA to Jumbo and everything in between, we set our rates with the intention of putting you, the customer, first. Whether you found me online or were referred by a friend or family member, I am excited to make this a smooth and stress-free home financing process for you.

Manny Garza Loan Specialties:

  • VA

  • Jumbo

  • Conventional

  • FHA/ FHA 203K

  • USDA

 

 

Beyond Your Credit Score: How the Property Affects How Much You Can Afford
Beyond Your Credit Score: How the Property Affects How Much You Can Afford
Apr 24 2019   New Home First Home Mortgage Monthly Payment Home Price
When talking about the affordability of a home, the focus is usually on how much you qualify for, your income, and your monthly bills. However, did you know that the property itself also affects how much you can afford? Homes that are priced the same... Read More
Home-Related Ideas for Using Your Tax Refund
Home-Related Ideas for Using Your Tax Refund
Apr 10 2019   Tax Day Taxes Mortgage Refund
Tax Day is just a few days away and like most Americans, you’re likely expecting a tax refund soon. While splurging on a dream trip or putting it in a savings account are both worthy of your refund, there are other things you could do that... Read More
The Difference between a Co-Borrower and a Co-Signer on a Mortgage
The Difference between a Co-Borrower and a Co-Signer on a Mortgage
Mar 27 2019   Mortgage Borrower Co-Borrower Co-Signer
Buying a home often means buying it alongside another person. It may be a spouse, a parent, with your adult child, a family member, or another significant other. If you plan on purchasing a home and plan on including another party, it's important to... Read More
Severe Weather and Your Mortgage: What to Expect and How to Prepare
Severe Weather and Your Mortgage: What to Expect and How to Prepare
Mar 13 2019   Severe weather FEMA disaster relief mortgage home safety
Across the U.S., severe weather is disrupting daily life. From hurricanes to heavy snow, torrential rains and flooding, cold snaps and other extremes seem to be affecting every corner of our country. Even if severe weather hasn't affected you... Read More

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