Manny Garza

  • Mortgage Loan Specialist
  • NMLS: 1039663
  • (480) 308-0396
  • (602) 214-7867
  • (480) 621-3838
  • 9237 E Via De Ventura, Ste 210
  • Scottsdale, Arizona 85258

After years of experience in the Mortgage Industry, I’ve learned to appreciate and prioritize my client’s time. I aim to complete your transaction with speed, effective communication, and a highly-competitive rate! Your complete access to me combined with KS StateBank’s extremely user-friendly system, means you no longer have to choose between great service and great rates.

With nationwide clientele, our Mortgage Division has certainly seen it all. From VA to Jumbo and everything in between, we set our rates with the intention of putting you, the customer, first. Whether you found me online or were referred by a friend or family member, I am excited to make this a smooth and stress-free home financing process for you.

Manny Garza Loan Specialties:

  • VA

  • Jumbo

  • Conventional

  • FHA/ FHA 203K

  • USDA

 

 

Mortgage Co-Borrower: Is It Right For You?
Mortgage Co-Borrower: Is It Right For You?
Nov 20 2019   Co-Borrower Coborrower Co Borrower Mortgage New Home
Having a co-borrower is a big deal. And just like any other investment, you’ll want to be absolutely clear about what it entails before committing. In today’s post, we’ll help you understand co-borrowers and the potential advantages... Read More
The Essentials of Getting a KS StateBank VA Home Loan
The Essentials of Getting a KS StateBank VA Home Loan
Nov 6 2019   VA VA Loan Veteran Veterans Day
If you are an active member of the Military, a veteran or a spouse of a member of the armed forces, you may qualify for a unique mortgage program which was developed by the Department of Veteran Affairs and offered through mortgage lenders and banks... Read More
How to Tell If a Home Is 'Move-In' Ready
How to Tell If a Home Is 'Move-In' Ready
Oct 23 2019   New Home Move Move-In Ready Plumbing Electrical
If you’re home shopping, you’ve probably seen or heard the phrase “move-in ready” in the property description. But what does “move-in ready” really mean and how can you tell if a property that “shows... Read More
Should You Buy A Fixer-Upper? How to Tell If It's Right For You
Should You Buy A Fixer-Upper? How to Tell If It's Right For You
Oct 9 2019   Fixer Upper Renovation FHA 203 (k) Fannie Mae HomeStyle New Home
Buying a home that needs significant renovation sounds like a nightmare to some and a dream come true to others. With renovation reality TV, America has romanticized the idea of buying a fixer-upper and making over their home. But as satisfying as it... Read More

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