Jim Wallace

  • Mortgage Loan Originator
  • NMLS: 459170
  • (913) 249-6415
  • (913) 451-8200
  • 12980 Metcalf Avenue Ste 310
  • Overland Park, Kansas 66213

With 20 years of experience in the mortgage industry my knowledge and experience help to make the process as simple as possible.  Since every type of loan and each transaction is different, knowledge is often the most valuable item that we can offer our clients.  From first time homebuyers to property investment entrepreneurs we are here to help.

I take pride in helping guide you through the process from beginning to end.  My goal is for you to understand every decision you are making and to provide answers to any questions you may have.  A great support staff is imperative to providing the highest level of service and KS StateBank delivers with first class processing, underwriting and closing departments which helps us to provide an exceptional customer experience.

Jim Wallace Loan Specialties:

  • Jumbo
  • VA Loans
  • Conventional
  • Purchase
  • Refinance
  • 203K Loans
  • Renovation Loans
Winter is Coming… Are You Prepared?
Winter is Coming… Are You Prepared?
Dec 5 2018   Winter Home Preparation Home Tips
Winter weather can range widely in the United States. From the deep snow of the Mid-West to the ice storms of New England and the persistent tule fog of central California, every region has its unique way of telling you: "Winter is coming." But... Read More
What to Expect the Day Your Home Loan Closes
What to Expect the Day Your Home Loan Closes
Nov 21 2018   Home Loan Closing Closing Costs Mortgage
“What happens on closing day and afterwards?” That’s a question we get asked often. On closing day, you’ll sign documents to finalize the transaction and release the funds from your home loan. You’ll also... Read More
Unpacking and Understanding the Mortgage Payment
Unpacking and Understanding the Mortgage Payment
Nov 7 2018   Mortgage Mortgage Payment Home loan Principal Interest
As a first-time homebuyer, you likely have questions about your mortgage payments and how it's calculated. How much can you expect to pay? How are taxes paid? What's the purpose of mortgage insurance? This post unpacks your mortgage payment so you... Read More
Little Known Factors That Affect How Much Property You Can Afford
Little Known Factors That Affect How Much Property You Can Afford
Oct 24 2018   Pre-Qualified home loan price property type mortgage
Getting pre-qualified for a home loan is an essential first step to knowing how much home you can buy. But did you know that the property itself also affects on how much you can afford? Here are some of the factors that determine how much you can... Read More

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