I’ve been providing the highest level of professional mortgage services and advice to my clients since 1994. Whether you’re considering a refinance, first time purchase, move-up transaction, second home or that multi-million dollar property, I can help you. At KS StateBank, we offer a complete menu of home financing options and our pricing is among the most competitive you'll find online or locally. As a nationally chartered bank, we can help you from coast to coast (except NY and HI). Discover the difference that years of experience as a top producing mortgage loan officer can make with your next home loan.