Brad Hlavacek

  • Mortgage Loan Originator
  • NMLS: 402044
  • (612) 396-0501
  • (612) 396-0501
  • (855) 894-8584
  • 7500 Olson Memorial Highway, Suite 185
  • Golden Valley, Minnesota 55427

Welcome to my website

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you\'re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

Winter is Coming… Are You Prepared?
Winter is Coming… Are You Prepared?
Dec 5 2018   Winter Home Preparation Home Tips
Winter weather can range widely in the United States. From the deep snow of the Mid-West to the ice storms of New England and the persistent tule fog of central California, every region has its unique way of telling you: "Winter is coming." But... Read More
What to Expect the Day Your Home Loan Closes
What to Expect the Day Your Home Loan Closes
Nov 21 2018   Home Loan Closing Closing Costs Mortgage
“What happens on closing day and afterwards?” That’s a question we get asked often. On closing day, you’ll sign documents to finalize the transaction and release the funds from your home loan. You’ll also... Read More
Unpacking and Understanding the Mortgage Payment
Unpacking and Understanding the Mortgage Payment
Nov 7 2018   Mortgage Mortgage Payment Home loan Principal Interest
As a first-time homebuyer, you likely have questions about your mortgage payments and how it's calculated. How much can you expect to pay? How are taxes paid? What's the purpose of mortgage insurance? This post unpacks your mortgage payment so you... Read More
Little Known Factors That Affect How Much Property You Can Afford
Little Known Factors That Affect How Much Property You Can Afford
Oct 24 2018   Pre-Qualified home loan price property type mortgage
Getting pre-qualified for a home loan is an essential first step to knowing how much home you can buy. But did you know that the property itself also affects on how much you can afford? Here are some of the factors that determine how much you can... Read More

Pre-qualify for a loan in a few simple steps

Get Started

Fill out your Secure Application

Apply Now

See what KS StateBank clients are saying:

Zillow Reviews