Wendy King-Luttman

  • Mortgage Loan Specialist
  • NMLS: 446652
  • (785) 762-5050
  • (785) 313-4205
  • (785) 762-5996
  • 539 W 6th St.
  • Junction City, Kansas 66441

I have been in the mortgage lending arena for over 19 years, starting out in the abstract and title field of the real estate business. I joined KS StateBank in 2006 in the Fort Riley and Junction City areas of Kansas, and I take great pride in helping buyers find the perfect financing program to best serve them.

My husband and I have six beautiful girls. There’s never a dull moment in our household, so I know quite well that time is so valuable in today’s hectic life. My goal is to make your home loan process an easy and smooth experience.

At KS StateBank, we ensure a direct contact with your lender and we provide in-house underwriting on most of our loans. We leverage modern technology to be able to loan in 48 states, so wherever life may take you, we will be here to provide a home loan to you and your family.

Wendy King-Luttman Loan Specialties:

  • USDA

  • FHA, FHA 203K

  • VA

  • Conventional

  • Purchase and Refinance

  • Construction

6 Tips for Saving for Your Down Payment
6 Tips for Saving for Your Down Payment
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Before you can make the transition from renting your home to owning your home, you will probably need to have a substantial down payment, typically 5 to 20 percent of the home’s value. The American Bankers Association suggests the following... Read More
Does This Sound Like You? 4 Scenarios for Choosing an ARM Loan
Does This Sound Like You? 4 Scenarios for Choosing an ARM Loan
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Here's something that might surprise you --an adjustable-rate mortgage (ARM) isn't a bad loan! True, some years ago, this type of home loan was linked to the bubble burst in the housing market, but it wasn't the loan. The problem was that banks... Read More
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How to Win a Home buying Bidding War Without Going Over Your Budget
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Summer is almost here!  The weather isn’t the only thing that is heating up -- so is the competition for buying a home! Warmer months are a favorite time for home buying so don’t be surprised if you find yourself in a bidding war... Read More
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6 Items for Your New Home's To-Do List
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Page Content Now that you’re settling in to your new home, there are some important things you need to consider. The American Bankers Association recommends the following tips. 1. Create a budget. The key to a good budget is including as... Read More

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