Wendy King-Luttman

  • Mortgage Loan Specialist
  • NMLS: 446652
  • (785) 762-5050
  • (785) 313-4205
  • (785) 762-5996
  • 539 W 6th St.
  • Junction City, Kansas 66441

I have been in the mortgage lending arena for over 19 years, starting out in the abstract and title field of the real estate business. I joined KS StateBank in 2006 in the Fort Riley and Junction City areas of Kansas, and I take great pride in helping buyers find the perfect financing program to best serve them.

My husband and I have six beautiful girls. There’s never a dull moment in our household, so I know quite well that time is so valuable in today’s hectic life. My goal is to make your home loan process an easy and smooth experience.

At KS StateBank, we ensure a direct contact with your lender and we provide in-house underwriting on most of our loans. We leverage modern technology to be able to loan in 48 states, so wherever life may take you, we will be here to provide a home loan to you and your family.

Wendy King-Luttman Loan Specialties:

  • USDA

  • FHA, FHA 203K

  • VA

  • Conventional

  • Purchase and Refinance

  • Construction

Good Numbers for Homeowners to Know
Apr 25 2018   homeowner homeloan ks statebank
There are many numbers associated with homeownership. From mortgage payments to address to square feet and more, knowing all of them can certainly make your head spin. Luckily, you don’t have to be a master memorizer to be a master... Read More
 Getting Ready to Buy Your First Home
Getting Ready to Buy Your First Home
Mar 26 2018   homeloans mortgagelender VA refinancing
Congratulations! Making the decision to buy your first home is exciting --although, we understand that sometimes it can be confusing.  That’s why we make applying for a home loan fast and stress-free. And with some preparation, it... Read More
The Facts About Refinancing Into A New 30-Year Loan Term
The Facts About Refinancing Into A New 30-Year Loan Term
Mar 7 2018   refinance 30 year loan home loan lower mortgage payment
Is refinancing your 30-year mortgage a good idea?  That's the question we've been getting lately. It's no wonder! Current mortgage rates are excellent, making homeowners take a second look at their existing home loans.  If refinancing your... Read More
6 Smart Steps for First-Time Homebuyers
6 Smart Steps for First-Time Homebuyers
Feb 20 2018   First-Time Homebuyers
Ready to buy your first home? Congratulations! Buying your first home is an exciting step toward a more secure future. As experienced mortgage professionals, we’d like to offer you some smart tips to help you get off to a strong start with your... Read More

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