Wendy King-Luttman

  • Mortgage Loan Specialist
  • NMLS: 446652
  • (785) 762-5050
  • (785) 313-4205
  • (785) 762-5996
  • 539 W 6th St.
  • Junction City, Kansas 66441

I have been in the mortgage lending arena for over 19 years, starting out in the abstract and title field of the real estate business. I joined KS StateBank in 2006 in the Fort Riley and Junction City areas of Kansas, and I take great pride in helping buyers find the perfect financing program to best serve them.

My husband and I have six beautiful girls. There’s never a dull moment in our household, so I know quite well that time is so valuable in today’s hectic life. My goal is to make your home loan process an easy and smooth experience.

At KS StateBank, we ensure a direct contact with your lender and we provide in-house underwriting on most of our loans. We leverage modern technology to be able to loan in 48 states, so wherever life may take you, we will be here to provide a home loan to you and your family.

Wendy King-Luttman Loan Specialties:

  • USDA

  • FHA, FHA 203K

  • VA

  • Conventional

  • Purchase and Refinance

  • Construction

Unpacking and Understanding the Mortgage Payment
Unpacking and Understanding the Mortgage Payment
Nov 7 2018   Mortgage Mortgage Payment Home loan Principal Interest
As a first-time homebuyer, you likely have questions about your mortgage payments and how it's calculated. How much can you expect to pay? How are taxes paid? What's the purpose of mortgage insurance? This post unpacks your mortgage payment so you... Read More
Little Known Factors That Affect How Much Property You Can Afford
Little Known Factors That Affect How Much Property You Can Afford
Oct 24 2018   Pre-Qualified home loan price property type mortgage
Getting pre-qualified for a home loan is an essential first step to knowing how much home you can buy. But did you know that the property itself also affects on how much you can afford? Here are some of the factors that determine how much you can... Read More
Should I Sell My Current Home Before I Buy A New One?
Should I Sell My Current Home Before I Buy A New One?
Oct 10 2018   Home Buying Home Selling HELOC Mortgage Rate
You may be wondering if there is a right order to buying and selling a home when you're already a homeowner. For example, would it be better to sell first and then shop for a new home? Or maybe it's best to buy first then sell your current home? This... Read More
The Easiest Ways to Save Money with Energy Efficiency
The Easiest Ways to Save Money with Energy Efficiency
Sep 19 2018   Money Saving Energy Efficient Savings
It’s often said that making a budget is a lot easier than actually sticking to it! But when you become a homeowner, it’s even more essential that you make an effort to live within your means. Your house is not only your biggest... Read More

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