Wendy King-Luttman

  • Mortgage Loan Specialist
  • NMLS: 446652
  • (785) 762-5050
  • (785) 313-4205
  • (785) 762-5996
  • 539 W 6th St.
  • Junction City, Kansas 66441

I have been in the mortgage lending arena for over 19 years, starting out in the abstract and title field of the real estate business. I joined KS StateBank in 2006 in the Fort Riley and Junction City areas of Kansas, and I take great pride in helping buyers find the perfect financing program to best serve them.

My husband and I have six beautiful girls. There’s never a dull moment in our household, so I know quite well that time is so valuable in today’s hectic life. My goal is to make your home loan process an easy and smooth experience.

At KS StateBank, we ensure a direct contact with your lender and we provide in-house underwriting on most of our loans. We leverage modern technology to be able to loan in 48 states, so wherever life may take you, we will be here to provide a home loan to you and your family.

Wendy King-Luttman Loan Specialties:

  • USDA

  • FHA, FHA 203K

  • VA

  • Conventional

  • Purchase and Refinance

  • Construction

Severe Weather and Your Mortgage: What to Expect and How to Prepare
Severe Weather and Your Mortgage: What to Expect and How to Prepare
Mar 13 2019   Severe weather FEMA disaster relief mortgage home safety
Across the U.S., severe weather is disrupting daily life. From hurricanes to heavy snow, torrential rains and flooding, cold snaps and other extremes seem to be affecting every corner of our country. Even if severe weather hasn't affected you... Read More
Is Student Loan Debt A Threat to Homeownership?
Is Student Loan Debt A Threat to Homeownership?
Feb 20 2019   New Home First Home Mortgage Debt Student Debt
Over the course of the last thirty years, a shift has happened. An entire generation has been raised with the knowledge that a college education is their key to unlocking opportunities that were not available to their parents’ or... Read More
Can Rate Changes Affect Your Current Mortgage?
Can Rate Changes Affect Your Current Mortgage?
Feb 6 2019   Mortgage rates Interest Rates Federal Reserve Refinancing ARMs
Mortgage rates are changing all the time, and despite being lower than they were 20 years ago, the current trend shows that rates are going up. If you're already a homeowner, you may pay little attention to mortgage rate news - especially if you... Read More
Is Paying Off Your Mortgage Early Worth It?
Is Paying Off Your Mortgage Early Worth It?
Jan 23 2019   Mortgage payment Mortgage Debt Saving money
Paying off debt as soon as possible is always is a good thing --but does that rule also apply to mortgage debt? Is making an extra payment each month to pay off the mortgage early worth it? In this week's post, we'll explore the pros and cons of... Read More

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