Todd Hart

  • Mortgage Loan Originator
  • NMLS: 218248
  • (602) 576-7085
  • (480) 621-3838
  • 9237 E Via De Ventura, Ste 210
  • Scottsdale, Arizona 85258

I have been in the mortgage industry since 2002, and have extensive knowledge and experience in most facets of the business. I am committed to providing the highest level of service, and the lowest rates and fees available. I specialize in VA loans, but am also very well versed in all other loan types.

In addition to providing very competitive rates and terms, I make myself available to my clients whenever I am needed. You can contact me anytime, and I'll be here to answer your questions. I take the time to make sure my clients are comfortable and well informed, and I make creating lasting relationships a priority. It is my intention to make every client a client for life.

Please see my reviews on Zillow and LendingTree and find out what others have said about me.

Todd Hart Loan Specialties:

  • Purchase

  • Refinance

  • VA Loans

  • FHA

  • Conventional

Unpacking and Understanding the Mortgage Payment
Unpacking and Understanding the Mortgage Payment
Nov 7 2018   Mortgage Mortgage Payment Home loan Principal Interest
As a first-time homebuyer, you likely have questions about your mortgage payments and how it's calculated. How much can you expect to pay? How are taxes paid? What's the purpose of mortgage insurance? This post unpacks your mortgage payment so you... Read More
Little Known Factors That Affect How Much Property You Can Afford
Little Known Factors That Affect How Much Property You Can Afford
Oct 24 2018   Pre-Qualified home loan price property type mortgage
Getting pre-qualified for a home loan is an essential first step to knowing how much home you can buy. But did you know that the property itself also affects on how much you can afford? Here are some of the factors that determine how much you can... Read More
Should I Sell My Current Home Before I Buy A New One?
Should I Sell My Current Home Before I Buy A New One?
Oct 10 2018   Home Buying Home Selling HELOC Mortgage Rate
You may be wondering if there is a right order to buying and selling a home when you're already a homeowner. For example, would it be better to sell first and then shop for a new home? Or maybe it's best to buy first then sell your current home? This... Read More
The Easiest Ways to Save Money with Energy Efficiency
The Easiest Ways to Save Money with Energy Efficiency
Sep 19 2018   Money Saving Energy Efficient Savings
It’s often said that making a budget is a lot easier than actually sticking to it! But when you become a homeowner, it’s even more essential that you make an effort to live within your means. Your house is not only your biggest... Read More

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