Todd Hart

  • Mortgage Loan Originator
  • NMLS: 218248
  • (602) 576-7085
  • (480) 621-3838
  • 9237 E Via De Ventura, Ste 210
  • Scottsdale, Arizona 85258

I have been in the mortgage industry since 2002, and have extensive knowledge and experience in most facets of the business. I am committed to providing the highest level of service, and the lowest rates and fees available. I specialize in VA loans, but am also very well versed in all other loan types.

In addition to providing very competitive rates and terms, I make myself available to my clients whenever I am needed. You can contact me anytime, and I'll be here to answer your questions. I take the time to make sure my clients are comfortable and well informed, and I make creating lasting relationships a priority. It is my intention to make every client a client for life.

Please see my reviews on Zillow and LendingTree and find out what others have said about me.

Todd Hart Loan Specialties:

  • Purchase

  • Refinance

  • VA Loans

  • FHA

  • Conventional

6 Tips for Saving for Your Down Payment
6 Tips for Saving for Your Down Payment
Jul 9 2018   Down Payment Saving Home Budget
Before you can make the transition from renting your home to owning your home, you will probably need to have a substantial down payment, typically 5 to 20 percent of the home’s value. The American Bankers Association suggests the following... Read More
Does This Sound Like You? 4 Scenarios for Choosing an ARM Loan
Does This Sound Like You? 4 Scenarios for Choosing an ARM Loan
Jun 20 2018   ARM loan starter home refinance jumbo loan
Here's something that might surprise you --an adjustable-rate mortgage (ARM) isn't a bad loan! True, some years ago, this type of home loan was linked to the bubble burst in the housing market, but it wasn't the loan. The problem was that banks... Read More
How to Win a Home buying Bidding War Without Going Over Your Budget
How to Win a Home buying Bidding War Without Going Over Your Budget
Jun 6 2018   bidding war competitive home market buying a home
Summer is almost here!  The weather isn’t the only thing that is heating up -- so is the competition for buying a home! Warmer months are a favorite time for home buying so don’t be surprised if you find yourself in a bidding war... Read More
6 Items for Your New Home's To-Do List
6 Items for Your New Home's To-Do List
May 16 2018   New Home Home loan mortgage moving
Page Content Now that you’re settling in to your new home, there are some important things you need to consider. The American Bankers Association recommends the following tips. 1. Create a budget. The key to a good budget is including as... Read More

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