Todd Hart

  • Mortgage Loan Originator
  • NMLS: 218248
  • (602) 576-7085
  • (480) 621-3838
  • 9237 E Via De Ventura, Ste 210
  • Scottsdale, Arizona 85258

I have been in the mortgage industry since 2002, and have extensive knowledge and experience in most facets of the business. I am committed to providing the highest level of service, and the lowest rates and fees available. I specialize in VA loans, but am also very well versed in all other loan types.

In addition to providing very competitive rates and terms, I make myself available to my clients whenever I am needed. You can contact me anytime, and I'll be here to answer your questions. I take the time to make sure my clients are comfortable and well informed, and I make creating lasting relationships a priority. It is my intention to make every client a client for life.

Please see my reviews on Zillow and LendingTree and find out what others have said about me.

Todd Hart Loan Specialties:

  • Purchase

  • Refinance

  • VA Loans

  • FHA

  • Conventional

Severe Weather and Your Mortgage: What to Expect and How to Prepare
Severe Weather and Your Mortgage: What to Expect and How to Prepare
Mar 13 2019   Severe weather FEMA disaster relief mortgage home safety
Across the U.S., severe weather is disrupting daily life. From hurricanes to heavy snow, torrential rains and flooding, cold snaps and other extremes seem to be affecting every corner of our country. Even if severe weather hasn't affected you... Read More
Is Student Loan Debt A Threat to Homeownership?
Is Student Loan Debt A Threat to Homeownership?
Feb 20 2019   New Home First Home Mortgage Debt Student Debt
Over the course of the last thirty years, a shift has happened. An entire generation has been raised with the knowledge that a college education is their key to unlocking opportunities that were not available to their parents’ or... Read More
Can Rate Changes Affect Your Current Mortgage?
Can Rate Changes Affect Your Current Mortgage?
Feb 6 2019   Mortgage rates Interest Rates Federal Reserve Refinancing ARMs
Mortgage rates are changing all the time, and despite being lower than they were 20 years ago, the current trend shows that rates are going up. If you're already a homeowner, you may pay little attention to mortgage rate news - especially if you... Read More
Is Paying Off Your Mortgage Early Worth It?
Is Paying Off Your Mortgage Early Worth It?
Jan 23 2019   Mortgage payment Mortgage Debt Saving money
Paying off debt as soon as possible is always is a good thing --but does that rule also apply to mortgage debt? Is making an extra payment each month to pay off the mortgage early worth it? In this week's post, we'll explore the pros and cons of... Read More

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