Spencer Davis

  • Senior Mortgage Loan Originator
  • NMLS: 1620305
  • (785) 587-4000 x680
  • (816) 500-8899
  • 4200 Little Blue Parkway, Suite 450
  • Independence, Missouri 64057

Welcome to my website

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you\'re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

Does This Sound Like You? 4 Scenarios for Choosing an ARM Loan
Does This Sound Like You? 4 Scenarios for Choosing an ARM Loan
Jun 20 2018   ARM loan starter home refinance jumbo loan
Here's something that might surprise you --an adjustable-rate mortgage (ARM) isn't a bad loan! True, some years ago, this type of home loan was linked to the bubble burst in the housing market, but it wasn't the loan. The problem was that banks... Read More
How to Win a Home buying Bidding War Without Going Over Your Budget
How to Win a Home buying Bidding War Without Going Over Your Budget
Jun 6 2018   bidding war competitive home market buying a home
Summer is almost here!  The weather isn’t the only thing that is heating up -- so is the competition for buying a home! Warmer months are a favorite time for home buying so don’t be surprised if you find yourself in a bidding war... Read More
6 Items for Your New Home's To-Do List
6 Items for Your New Home's To-Do List
May 16 2018   New Home Home loan mortgage moving
Page Content Now that you’re settling in to your new home, there are some important things you need to consider. The American Bankers Association recommends the following tips. 1. Create a budget. The key to a good budget is including as... Read More
Good Numbers for Homeowners to Know
Apr 25 2018   homeowner homeloan ks statebank
There are many numbers associated with homeownership. From mortgage payments to address to square feet and more, knowing all of them can certainly make your head spin. Luckily, you don’t have to be a master memorizer to be a master... Read More

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