Manny Garza

  • Mortgage Loan Specialist
  • NMLS: 1039663
  • (480) 308-0396
  • (602) 214-7867
  • (480) 621-3838
  • 9237 E Via De Ventura, Ste 210
  • Scottsdale, Arizona 85258

After years of experience in the Mortgage Industry, I’ve learned to appreciate and prioritize my client’s time. I aim to complete your transaction with speed, effective communication, and a highly-competitive rate! Your complete access to me combined with KS StateBank’s extremely user-friendly system, means you no longer have to choose between great service and great rates.

With nationwide clientele, our Mortgage Division has certainly seen it all. From VA to Jumbo and everything in between, we set our rates with the intention of putting you, the customer, first. Whether you found me online or were referred by a friend or family member, I am excited to make this a smooth and stress-free home financing process for you.

Manny Garza Loan Specialties:

  • VA

  • Jumbo

  • Conventional

  • FHA/ FHA 203K

  • USDA



Good Numbers for Homeowners to Know
Apr 25 2018   homeowner homeloan ks statebank
There are many numbers associated with homeownership. From mortgage payments to address to square feet and more, knowing all of them can certainly make your head spin. Luckily, you don’t have to be a master memorizer to be a master... Read More
 Getting Ready to Buy Your First Home
Getting Ready to Buy Your First Home
Mar 26 2018   homeloans mortgagelender VA refinancing
Congratulations! Making the decision to buy your first home is exciting --although, we understand that sometimes it can be confusing.  That’s why we make applying for a home loan fast and stress-free. And with some preparation, it... Read More
The Facts About Refinancing Into A New 30-Year Loan Term
The Facts About Refinancing Into A New 30-Year Loan Term
Mar 7 2018   refinance 30 year loan home loan lower mortgage payment
Is refinancing your 30-year mortgage a good idea?  That's the question we've been getting lately. It's no wonder! Current mortgage rates are excellent, making homeowners take a second look at their existing home loans.  If refinancing your... Read More
6 Smart Steps for First-Time Homebuyers
6 Smart Steps for First-Time Homebuyers
Feb 20 2018   First-Time Homebuyers
Ready to buy your first home? Congratulations! Buying your first home is an exciting step toward a more secure future. As experienced mortgage professionals, we’d like to offer you some smart tips to help you get off to a strong start with your... Read More

Pre-qualify for a loan in a few simple steps

Get Started

Fill out your Secure Application

Apply Now

See what KS StateBank clients are saying:

Zillow Reviews