Manny Garza

  • Mortgage Loan Specialist
  • NMLS: 1039663
  • (480) 308-0396
  • (602) 214-7867
  • (480) 621-3838
  • 9237 E Via De Ventura, Ste 210
  • Scottsdale, Arizona 85258

After years of experience in the Mortgage Industry, I’ve learned to appreciate and prioritize my client’s time. I aim to complete your transaction with speed, effective communication, and a highly-competitive rate! Your complete access to me combined with KS StateBank’s extremely user-friendly system, means you no longer have to choose between great service and great rates.

With nationwide clientele, our Mortgage Division has certainly seen it all. From VA to Jumbo and everything in between, we set our rates with the intention of putting you, the customer, first. Whether you found me online or were referred by a friend or family member, I am excited to make this a smooth and stress-free home financing process for you.

Manny Garza Loan Specialties:

  • VA

  • Jumbo

  • Conventional

  • FHA/ FHA 203K

  • USDA

 

 

The 2020 Real Estate Projections That May Surprise You
The 2020 Real Estate Projections That May Surprise You
Jan 22 2020   2020 Real Estate Projections Real Estate Outlook Mortgage Rates
This will be an interesting year for residential real estate. With a presidential election taking place this fall and talk of a possible recession occurring before the end of the year, predicting what will happen in the 2020 U.S. housing market can... Read More
Is It The Right Time To Get a Home Loan? Find Out Now!
Is It The Right Time To Get a Home Loan? Find Out Now!
Jan 8 2020   New Home First Home Mortgage First Mortgage Home Loan
The question of when is the right time to buy a home has been asked by countless prospective home buyers. And the answer to that largely depends on what one means by “the right time.” When is it the right time to buy according to the... Read More
Winter Housing Market = Buyers’ Wonderland
Winter Housing Market = Buyers’ Wonderland
Dec 18 2019   Winter Homebuying New Home
For buyers, there's snow place like the housing market in the winter. If you're willing to handle the challenges that come with moving in slushy streets and nippy temps, you might just catch a deal that will melt away as soon as the weather —... Read More
5 Homebuying Reality TV Myths
5 Homebuying Reality TV Myths
Dec 4 2019   Renovation Reality Home Improvement Real Estate Homebuying
Have you ever found yourself dreaming of hardwood floors, granite countertops and stainless-steel appliances? It's not surprising given the popularity of home and renovation TV. Last year, HGTV ranked fourth as America's most watched basic... Read More

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