Manny Garza

  • Mortgage Loan Specialist
  • NMLS: 1039663
  • (480) 308-0396
  • (602) 214-7867
  • (480) 621-3838
  • 9237 E Via De Ventura, Ste 210
  • Scottsdale, Arizona 85258

After years of experience in the Mortgage Industry, I’ve learned to appreciate and prioritize my client’s time. I aim to complete your transaction with speed, effective communication, and a highly-competitive rate! Your complete access to me combined with KS StateBank’s extremely user-friendly system, means you no longer have to choose between great service and great rates.

With nationwide clientele, our Mortgage Division has certainly seen it all. From VA to Jumbo and everything in between, we set our rates with the intention of putting you, the customer, first. Whether you found me online or were referred by a friend or family member, I am excited to make this a smooth and stress-free home financing process for you.

Manny Garza Loan Specialties:

  • VA

  • Jumbo

  • Conventional

  • FHA/ FHA 203K

  • USDA

 

 

Excited About Buying A Home This Year? Here’s What to Watch
Excited About Buying A Home This Year? Here’s What to Watch
Jan 9 2019   2019 New Home Housing Market Interest Rates
As we kick off the new year, many families have made resolutions to enter the housing market in 2019. Whether you are thinking of finally ditching your landlord and buying your first home or selling your starter house to move into your forever home,... Read More
3 Credit Card Mistakes You Need to Stop Making ASAP
3 Credit Card Mistakes You Need to Stop Making ASAP
Dec 19 2018   Credit Score Mortgage Credit Card
It’s the season of shopping and many consumers turn to credit cards during this time. Truth: Credit cards can be effective credit-building tools. When used properly, your credit card accounts can help to populate your credit reports with... Read More
Winter is Coming… Are You Prepared?
Winter is Coming… Are You Prepared?
Dec 5 2018   Winter Home Preparation Home Tips
Winter weather can range widely in the United States. From the deep snow of the Mid-West to the ice storms of New England and the persistent tule fog of central California, every region has its unique way of telling you: "Winter is coming." But... Read More
What to Expect the Day Your Home Loan Closes
What to Expect the Day Your Home Loan Closes
Nov 21 2018   Home Loan Closing Closing Costs Mortgage
“What happens on closing day and afterwards?” That’s a question we get asked often. On closing day, you’ll sign documents to finalize the transaction and release the funds from your home loan. You’ll also... Read More

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