VA Home Loans

A VA Loan offers veterans a federally guaranteed home loan, offered through private lenders, which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.

The Veterans Administration provides insurance to lenders in the case that you default on a loan. Because the mortgage is guaranteed, lenders will offer a lower interest rate and terms than a conventional home loan. VA home loans are available in all 50 states.

Additionally there are services that may be offered to veterans in danger of defaulting on their loans. VA home loans are available to military personal that have either served 181 days during peacetime, 90 days during war, or a spouse of serviceman either killed or missing in action.

Exclusively for members of the armed services or their surviving spouses, this home loan offers the most flexible qualification guidelines.

  • $0 Lender fees with KS StateBank VA Loans (Third party fees such as appraisal, title fees, insurance, etc. may apply)
  • Flexible Qualification Guidelines
  • Buy your home with little or no money down
  • Competitive closing costs—a limit set by government regulations
  • No prepayment penalties if you pay off the loan early 

At KS StateBank we’ve helped thousands of military families finance their homes and LendingTree has named KS StateBank a Top VA Lender for Refinances in 2019 as well as a 2019 Top VA Lender for Purchases


KS StateBank is proud to make a donation to Folds of Honor with each VA Loan closing. 

We thank you for your service!


 KS StateBank is not affiliated with or acting on behalf of or at the direction of the VA or the Federal Government. 

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