Jim Wallace

  • Mortgage Loan Originator
  • NMLS: 459170
  • (913) 249-6415
  • (913) 451-8200
  • 12980 Metcalf Avenue Ste 310
  • Overland Park, Kansas 66213

With 20 years of experience in the mortgage industry my knowledge and experience help to make the process as simple as possible.  Since every type of loan and each transaction is different, knowledge is often the most valuable item that we can offer our clients.  From first time homebuyers to property investment entrepreneurs we are here to help.

I take pride in helping guide you through the process from beginning to end.  My goal is for you to understand every decision you are making and to provide answers to any questions you may have.  A great support staff is imperative to providing the highest level of service and KS StateBank delivers with first class processing, underwriting and closing departments which helps us to provide an exceptional customer experience.

Jim Wallace Loan Specialties:

  • Jumbo
  • VA Loans
  • Conventional
  • Purchase
  • Refinance
  • 203K Loans
  • Renovation Loans
6 Tips for Saving for Your Down Payment
6 Tips for Saving for Your Down Payment
Jul 9 2018   Down Payment Saving Home Budget
Before you can make the transition from renting your home to owning your home, you will probably need to have a substantial down payment, typically 5 to 20 percent of the home’s value. The American Bankers Association suggests the following... Read More
Does This Sound Like You? 4 Scenarios for Choosing an ARM Loan
Does This Sound Like You? 4 Scenarios for Choosing an ARM Loan
Jun 20 2018   ARM loan starter home refinance jumbo loan
Here's something that might surprise you --an adjustable-rate mortgage (ARM) isn't a bad loan! True, some years ago, this type of home loan was linked to the bubble burst in the housing market, but it wasn't the loan. The problem was that banks... Read More
How to Win a Home buying Bidding War Without Going Over Your Budget
How to Win a Home buying Bidding War Without Going Over Your Budget
Jun 6 2018   bidding war competitive home market buying a home
Summer is almost here!  The weather isn’t the only thing that is heating up -- so is the competition for buying a home! Warmer months are a favorite time for home buying so don’t be surprised if you find yourself in a bidding war... Read More
6 Items for Your New Home's To-Do List
6 Items for Your New Home's To-Do List
May 16 2018   New Home Home loan mortgage moving
Page Content Now that you’re settling in to your new home, there are some important things you need to consider. The American Bankers Association recommends the following tips. 1. Create a budget. The key to a good budget is including as... Read More

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