Jim Wallace

  • Mortgage Loan Originator
  • NMLS: 459170
  • (913) 249-6415
  • (913) 451-8200
  • 12980 Metcalf Avenue Ste 310
  • Overland Park, Kansas 66213

With 20 years of experience in the mortgage industry my knowledge and experience help to make the process as simple as possible.  Since every type of loan and each transaction is different, knowledge is often the most valuable item that we can offer our clients.  From first time homebuyers to property investment entrepreneurs we are here to help.

I take pride in helping guide you through the process from beginning to end.  My goal is for you to understand every decision you are making and to provide answers to any questions you may have.  A great support staff is imperative to providing the highest level of service and KS StateBank delivers with first class processing, underwriting and closing departments which helps us to provide an exceptional customer experience.

Jim Wallace Loan Specialties:

  • Jumbo
  • VA Loans
  • Conventional
  • Purchase
  • Refinance
  • 203K Loans
  • Renovation Loans
Unpacking and Understanding the Mortgage Payment
Unpacking and Understanding the Mortgage Payment
Nov 7 2018   Mortgage Mortgage Payment Home loan Principal Interest
As a first-time homebuyer, you likely have questions about your mortgage payments and how it's calculated. How much can you expect to pay? How are taxes paid? What's the purpose of mortgage insurance? This post unpacks your mortgage payment so you... Read More
Little Known Factors That Affect How Much Property You Can Afford
Little Known Factors That Affect How Much Property You Can Afford
Oct 24 2018   Pre-Qualified home loan price property type mortgage
Getting pre-qualified for a home loan is an essential first step to knowing how much home you can buy. But did you know that the property itself also affects on how much you can afford? Here are some of the factors that determine how much you can... Read More
Should I Sell My Current Home Before I Buy A New One?
Should I Sell My Current Home Before I Buy A New One?
Oct 10 2018   Home Buying Home Selling HELOC Mortgage Rate
You may be wondering if there is a right order to buying and selling a home when you're already a homeowner. For example, would it be better to sell first and then shop for a new home? Or maybe it's best to buy first then sell your current home? This... Read More
The Easiest Ways to Save Money with Energy Efficiency
The Easiest Ways to Save Money with Energy Efficiency
Sep 19 2018   Money Saving Energy Efficient Savings
It’s often said that making a budget is a lot easier than actually sticking to it! But when you become a homeowner, it’s even more essential that you make an effort to live within your means. Your house is not only your biggest... Read More

Pre-qualify for a loan in a few simple steps

Get Started

Fill out your Secure Application

Apply Now

See what KS StateBank clients are saying:

Zillow Reviews