Jim Wallace

  • Mortgage Loan Originator
  • NMLS: 459170
  • (913) 249-6415
  • (913) 451-8200
  • 12980 Metcalf Avenue Ste 310
  • Overland Park, Kansas 66213

With 20 years of experience in the mortgage industry my knowledge and experience help to make the process as simple as possible.  Since every type of loan and each transaction is different, knowledge is often the most valuable item that we can offer our clients.  From first time homebuyers to property investment entrepreneurs we are here to help.

I take pride in helping guide you through the process from beginning to end.  My goal is for you to understand every decision you are making and to provide answers to any questions you may have.  A great support staff is imperative to providing the highest level of service and KS StateBank delivers with first class processing, underwriting and closing departments which helps us to provide an exceptional customer experience.

Jim Wallace Loan Specialties:

  • Jumbo
  • VA Loans
  • Conventional
  • Purchase
  • Refinance
  • 203K Loans
  • Renovation Loans
Severe Weather and Your Mortgage: What to Expect and How to Prepare
Severe Weather and Your Mortgage: What to Expect and How to Prepare
Mar 13 2019   Severe weather FEMA disaster relief mortgage home safety
Across the U.S., severe weather is disrupting daily life. From hurricanes to heavy snow, torrential rains and flooding, cold snaps and other extremes seem to be affecting every corner of our country. Even if severe weather hasn't affected you... Read More
Is Student Loan Debt A Threat to Homeownership?
Is Student Loan Debt A Threat to Homeownership?
Feb 20 2019   New Home First Home Mortgage Debt Student Debt
Over the course of the last thirty years, a shift has happened. An entire generation has been raised with the knowledge that a college education is their key to unlocking opportunities that were not available to their parents’ or... Read More
Can Rate Changes Affect Your Current Mortgage?
Can Rate Changes Affect Your Current Mortgage?
Feb 6 2019   Mortgage rates Interest Rates Federal Reserve Refinancing ARMs
Mortgage rates are changing all the time, and despite being lower than they were 20 years ago, the current trend shows that rates are going up. If you're already a homeowner, you may pay little attention to mortgage rate news - especially if you... Read More
Is Paying Off Your Mortgage Early Worth It?
Is Paying Off Your Mortgage Early Worth It?
Jan 23 2019   Mortgage payment Mortgage Debt Saving money
Paying off debt as soon as possible is always is a good thing --but does that rule also apply to mortgage debt? Is making an extra payment each month to pay off the mortgage early worth it? In this week's post, we'll explore the pros and cons of... Read More

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