Chad Somerville

  • Mortgage Loan Specialist
  • NMLS: 274217
  • (816) 394-2954
  • (763) 227-5871
  • (855) 816-0743
  • 4200 Little Blue Parkway, Suite 450
  • Independence, Missouri 64057

I have been fortunate enough to have assisted many clients and families with their home financing  since 2000.  My priority is to be honest, respectful and transparent while providing exceptional communication and customer service. 

 

Away from the office, I value my time as an uncle and a good friend. I also enjoy sporting events, live music, and movies.

 

I look forward to working with you and showing you how KS StateBank can assist you with your home loan needs both now and in the future.

 

Loan Specialties:

  • Conventional
  • VA
  • FHA
  • Jumbo
  • USDA

 

6 Tips for Saving for Your Down Payment
6 Tips for Saving for Your Down Payment
Jul 9 2018   Down Payment Saving Home Budget
Before you can make the transition from renting your home to owning your home, you will probably need to have a substantial down payment, typically 5 to 20 percent of the home’s value. The American Bankers Association suggests the following... Read More
Does This Sound Like You? 4 Scenarios for Choosing an ARM Loan
Does This Sound Like You? 4 Scenarios for Choosing an ARM Loan
Jun 20 2018   ARM loan starter home refinance jumbo loan
Here's something that might surprise you --an adjustable-rate mortgage (ARM) isn't a bad loan! True, some years ago, this type of home loan was linked to the bubble burst in the housing market, but it wasn't the loan. The problem was that banks... Read More
How to Win a Home buying Bidding War Without Going Over Your Budget
How to Win a Home buying Bidding War Without Going Over Your Budget
Jun 6 2018   bidding war competitive home market buying a home
Summer is almost here!  The weather isn’t the only thing that is heating up -- so is the competition for buying a home! Warmer months are a favorite time for home buying so don’t be surprised if you find yourself in a bidding war... Read More
6 Items for Your New Home's To-Do List
6 Items for Your New Home's To-Do List
May 16 2018   New Home Home loan mortgage moving
Page Content Now that you’re settling in to your new home, there are some important things you need to consider. The American Bankers Association recommends the following tips. 1. Create a budget. The key to a good budget is including as... Read More

Pre-qualify for a loan in a few simple steps

Get Started

Fill out your Secure Application

Apply Now

See what KS StateBank clients are saying:

Zillow Reviews