Chad Somerville

  • Mortgage Loan Specialist
  • NMLS: 274217
  • (816) 394-2954
  • (763) 227-5871
  • (855) 816-0743
  • 12980 Metcalf Ave., Ste 310
  • Overland Park, Kansas 66213

I have been fortunate enough to have assisted many clients and families with their home financing  since 2000.  My priority is to be honest, respectful and transparent while providing exceptional communication and customer service. 

 

Away from the office, I value my time as an uncle and a good friend. I also enjoy sporting events, live music, and movies.

 

I look forward to working with you and showing you how KS StateBank can assist you with your home loan needs both now and in the future.

 

Loan Specialties:

  • Conventional
  • VA
  • FHA
  • Jumbo
  • USDA

 

Unpacking and Understanding the Mortgage Payment
Unpacking and Understanding the Mortgage Payment
Nov 7 2018   Mortgage Mortgage Payment Home loan Principal Interest
As a first-time homebuyer, you likely have questions about your mortgage payments and how it's calculated. How much can you expect to pay? How are taxes paid? What's the purpose of mortgage insurance? This post unpacks your mortgage payment so you... Read More
Little Known Factors That Affect How Much Property You Can Afford
Little Known Factors That Affect How Much Property You Can Afford
Oct 24 2018   Pre-Qualified home loan price property type mortgage
Getting pre-qualified for a home loan is an essential first step to knowing how much home you can buy. But did you know that the property itself also affects on how much you can afford? Here are some of the factors that determine how much you can... Read More
Should I Sell My Current Home Before I Buy A New One?
Should I Sell My Current Home Before I Buy A New One?
Oct 10 2018   Home Buying Home Selling HELOC Mortgage Rate
You may be wondering if there is a right order to buying and selling a home when you're already a homeowner. For example, would it be better to sell first and then shop for a new home? Or maybe it's best to buy first then sell your current home? This... Read More
The Easiest Ways to Save Money with Energy Efficiency
The Easiest Ways to Save Money with Energy Efficiency
Sep 19 2018   Money Saving Energy Efficient Savings
It’s often said that making a budget is a lot easier than actually sticking to it! But when you become a homeowner, it’s even more essential that you make an effort to live within your means. Your house is not only your biggest... Read More

Pre-qualify for a loan in a few simple steps

Get Started

Fill out your Secure Application

Apply Now

See what KS StateBank clients are saying:

Zillow Reviews