Brad Hlavacek

  • Mortgage Loan Originator
  • NMLS: 402044
  • (612) 396-0501
  • (612) 396-0501
  • (855) 894-8584
  • 7500 Olson Memorial Highway, Suite 185
  • Golden Valley, Minnesota 55427

Welcome to my website

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you\'re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

Severe Weather and Your Mortgage: What to Expect and How to Prepare
Severe Weather and Your Mortgage: What to Expect and How to Prepare
Mar 13 2019   Severe weather FEMA disaster relief mortgage home safety
Across the U.S., severe weather is disrupting daily life. From hurricanes to heavy snow, torrential rains and flooding, cold snaps and other extremes seem to be affecting every corner of our country. Even if severe weather hasn't affected you... Read More
Is Student Loan Debt A Threat to Homeownership?
Is Student Loan Debt A Threat to Homeownership?
Feb 20 2019   New Home First Home Mortgage Debt Student Debt
Over the course of the last thirty years, a shift has happened. An entire generation has been raised with the knowledge that a college education is their key to unlocking opportunities that were not available to their parents’ or... Read More
Can Rate Changes Affect Your Current Mortgage?
Can Rate Changes Affect Your Current Mortgage?
Feb 6 2019   Mortgage rates Interest Rates Federal Reserve Refinancing ARMs
Mortgage rates are changing all the time, and despite being lower than they were 20 years ago, the current trend shows that rates are going up. If you're already a homeowner, you may pay little attention to mortgage rate news - especially if you... Read More
Is Paying Off Your Mortgage Early Worth It?
Is Paying Off Your Mortgage Early Worth It?
Jan 23 2019   Mortgage payment Mortgage Debt Saving money
Paying off debt as soon as possible is always is a good thing --but does that rule also apply to mortgage debt? Is making an extra payment each month to pay off the mortgage early worth it? In this week's post, we'll explore the pros and cons of... Read More

Pre-qualify for a loan in a few simple steps

Get Started

Fill out your Secure Application

Apply Now

See what KS StateBank clients are saying:

Zillow Reviews