Bret Engel

  • Mortgage Loan Specialist
  • NMLS: 1685056
  • (785) 587-4000 x258
  • (785) 410-7911
  • (855) 384-1888
  • 1010 Westloop Place
  • Manhattan, Kansas 66502

As a Mortgage Loan Originator with KS StateBank I’m eager to put my dual business degrees from Kansas State University and my experience to work. I’m ready to provide you with the knowledge and know-how that will not only make the lending process go smoothly, but will help you find the right loan and term for your situation. The financial aspects of home buying can be stressful and overwhelming, but they don’t have to be with me in your corner. I pride myself in being a trained and caring professional that will be with you every step of the way.

 

Whether you’re a first-time home buyer, looking to trade up, wanting to look for better rates, or cash-out options, I can help you before you ever make an offer on a property. I am happy to help you get a clear picture of what type and amount of loan is realistic for you by reviewing your budget, needs and expectations. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. I will help you review all your options so you can concentrate on making the best and most informed decision.

 

I look forward to working with you so that we can start making your home-ownership dreams come true.

 

Please see my reviews on Zillow and LendingTree and find out what others have said about me.

 

Bret Engel’s Loan Specialties Include:

 

  •         VA Loans (Purchase, Refinance/Cash-Out Refinance)
  •         Conventional
  •         FHA
  •         Jumbo 

 

 

Excited About Buying A Home This Year? Here’s What to Watch
Excited About Buying A Home This Year? Here’s What to Watch
Jan 9 2019   2019 New Home Housing Market Interest Rates
As we kick off the new year, many families have made resolutions to enter the housing market in 2019. Whether you are thinking of finally ditching your landlord and buying your first home or selling your starter house to move into your forever home,... Read More
3 Credit Card Mistakes You Need to Stop Making ASAP
3 Credit Card Mistakes You Need to Stop Making ASAP
Dec 19 2018   Credit Score Mortgage Credit Card
It’s the season of shopping and many consumers turn to credit cards during this time. Truth: Credit cards can be effective credit-building tools. When used properly, your credit card accounts can help to populate your credit reports with... Read More
Winter is Coming… Are You Prepared?
Winter is Coming… Are You Prepared?
Dec 5 2018   Winter Home Preparation Home Tips
Winter weather can range widely in the United States. From the deep snow of the Mid-West to the ice storms of New England and the persistent tule fog of central California, every region has its unique way of telling you: "Winter is coming." But... Read More
What to Expect the Day Your Home Loan Closes
What to Expect the Day Your Home Loan Closes
Nov 21 2018   Home Loan Closing Closing Costs Mortgage
“What happens on closing day and afterwards?” That’s a question we get asked often. On closing day, you’ll sign documents to finalize the transaction and release the funds from your home loan. You’ll also... Read More

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