Bret Engel

  • Mortgage Loan Specialist
  • NMLS: 1685056
  • (785) 587-4000 x258
  • (785) 410-7911
  • (855) 384-1888
  • 1010 Westloop Place
  • Manhattan, Kansas 66502

As a Mortgage Loan Originator with KS StateBank I’m eager to put my dual business degrees from Kansas State University and my experience to work. I’m ready to provide you with the knowledge and know-how that will not only make the lending process go smoothly, but will help you find the right loan and term for your situation. The financial aspects of home buying can be stressful and overwhelming, but they don’t have to be with me in your corner. I pride myself in being a trained and caring professional that will be with you every step of the way.

 

Whether you’re a first-time home buyer, looking to trade up, wanting to look for better rates, or cash-out options, I can help you before you ever make an offer on a property. I am happy to help you get a clear picture of what type and amount of loan is realistic for you by reviewing your budget, needs and expectations. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. I will help you review all your options so you can concentrate on making the best and most informed decision.

 

I look forward to working with you so that we can start making your home-ownership dreams come true.

 

Please see my reviews on Zillow and LendingTree and find out what others have said about me.

 

Bret Engel’s Loan Specialties Include:

 

  •         VA Loans (Purchase, Refinance/Cash-Out Refinance)
  •         Conventional
  •         FHA
  •         Jumbo 

 

 

Mortgage Co-Borrower: Is It Right For You?
Mortgage Co-Borrower: Is It Right For You?
Nov 20 2019   Co-Borrower Coborrower Co Borrower Mortgage New Home
Having a co-borrower is a big deal. And just like any other investment, you’ll want to be absolutely clear about what it entails before committing. In today’s post, we’ll help you understand co-borrowers and the potential advantages... Read More
The Essentials of Getting a KS StateBank VA Home Loan
The Essentials of Getting a KS StateBank VA Home Loan
Nov 6 2019   VA VA Loan Veteran Veterans Day
If you are an active member of the Military, a veteran or a spouse of a member of the armed forces, you may qualify for a unique mortgage program which was developed by the Department of Veteran Affairs and offered through mortgage lenders and banks... Read More
How to Tell If a Home Is 'Move-In' Ready
How to Tell If a Home Is 'Move-In' Ready
Oct 23 2019   New Home Move Move-In Ready Plumbing Electrical
If you’re home shopping, you’ve probably seen or heard the phrase “move-in ready” in the property description. But what does “move-in ready” really mean and how can you tell if a property that “shows... Read More
Should You Buy A Fixer-Upper? How to Tell If It's Right For You
Should You Buy A Fixer-Upper? How to Tell If It's Right For You
Oct 9 2019   Fixer Upper Renovation FHA 203 (k) Fannie Mae HomeStyle New Home
Buying a home that needs significant renovation sounds like a nightmare to some and a dream come true to others. With renovation reality TV, America has romanticized the idea of buying a fixer-upper and making over their home. But as satisfying as it... Read More

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