Bret Engel

  • Mortgage Loan Specialist
  • NMLS: 1685056
  • (785) 587-4000 x258
  • (785) 410-7911
  • (855) 384-1888
  • 1010 Westloop Place
  • Manhattan, Kansas 66502

As a Mortgage Loan Originator with KS StateBank I’m eager to put my dual business degrees from Kansas State University and my experience to work. I’m ready to provide you with the knowledge and know-how that will not only make the lending process go smoothly, but will help you find the right loan and term for your situation. The financial aspects of home buying can be stressful and overwhelming, but they don’t have to be with me in your corner. I pride myself in being a trained and caring professional that will be with you every step of the way.

 

Whether you’re a first-time home buyer, looking to trade up, wanting to look for better rates, or cash-out options, I can help you before you ever make an offer on a property. I am happy to help you get a clear picture of what type and amount of loan is realistic for you by reviewing your budget, needs and expectations. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. I will help you review all your options so you can concentrate on making the best and most informed decision.

 

I look forward to working with you so that we can start making your home-ownership dreams come true.

 

Please see my reviews on Zillow and LendingTree and find out what others have said about me.

 

Bret Engel’s Loan Specialties Include:

 

  •         VA Loans (Purchase, Refinance/Cash-Out Refinance)
  •         Conventional
  •         FHA
  •         Jumbo 

 

 

7 Completely Busted Myths  About Mortgages
7 Completely Busted Myths About Mortgages
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There’s a lot of misinformation out there when it comes to getting a mortgage. Some of this information, although rooted in some form of fact, has grown and morphed into myths of epic proportions. These can cause some potential homebuyers to... Read More
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Home Buying Mistakes to Avoid
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So you're thinking about buying a home? That's great. You may have even received lots of helpful advice from friends and family members about what you should do. That's great, too. But while getting guidance on what you can do to make the process... Read More
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What to Expect When You're Buying a Home While Selling Your First Home
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Do you remember what it was like buying your first home? If it's been several years, you may find that it is easier today with the assistance of digital mortgage technology, which may help to eliminate the need to wet sign many documents. But that's... Read More
When Applying for Your First Mortgage, Loan Information is Key
When Applying for Your First Mortgage, Loan Information is Key
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By gathering as much knowledge as you can about mortgages before you apply, you can confidently navigate this process The process of buying your first home is more manageable if you take steps to prepare for the purchase (discussed in last... Read More

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