Adam Zaharchuk

  • Mortgage Loan Specialist
  • NMLS: 512938
  • (602) 393-6950 x555
  • (602) 393-6960
  • 5110 North Central Ave.
  • Phoenix, Arizona 85012

I started my banking career as a teller in 1987 while attending college and have been in the banking industry ever since. I have held numerous positions ranging from operations through branch manager. Having worked at both large and small financial institutions, I thoroughly enjoy the relationship banking approach that KS StateBank believes in. It is very fulfilling to me to be able to work with each and every customer as an individual rather than just a number.

In addition to residential lending, the Phoenix branch of KS StateBank offers a full range of both business and personal banking services including checking & savings accounts, certificates of deposits, small business cash management services and commercial lending. As the Retail Branch Manager for our Phoenix location, I am able to meet with client’s in-person here at our Central & Camelback office as well as through email or over the phone.


Loan Specialties:

  • Portfolio / In-House Mortgage Lending
  • Home Equity Loans and Lines of Credit
  • 2nd Mortgages
  • Mortgages for small business owners
Mar 23 2018   t
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The Facts About Refinancing Into A New 30-Year Loan Term
The Facts About Refinancing Into A New 30-Year Loan Term
Mar 7 2018   refinance 30 year loan home loan lower mortgage payment
Is refinancing your 30-year mortgage a good idea?  That's the question we've been getting lately. It's no wonder! Current mortgage rates are excellent, making homeowners take a second look at their existing home loans.  If refinancing your... Read More
6 Smart Steps for First-Time Homebuyers
6 Smart Steps for First-Time Homebuyers
Feb 20 2018   First-Time Homebuyers
Ready to buy your first home? Congratulations! Buying your first home is an exciting step toward a more secure future. As experienced mortgage professionals, we’d like to offer you some smart tips to help you get off to a strong start with your... Read More
Getting Ready to Buy Your First Home
Getting Ready to Buy Your First Home
Feb 7 2018   first time home loan buying
  Congratulations! Making the decision to buy your first home is exciting --although, we understand that sometimes it can be confusing.  That’s why we make applying for a home loan fast and stress-free. And with some preparation,... Read More

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